Personal Accident Insurance (PA 10 Plus)

Double Indemnity - Up to RM 400,000 for Accidental Death Benefit in any public conveyance.

Family Coverage - Spouse and Children are included

Medical, Hospitalisation and Daily Cash Income

Benefits... and much more...

A Wide choice of plans and Affordable Premiums.

Personal Accident Insurance

PA 10 Plus

An Exclusive
Personal Accident Insurance
for you and your loved ones.

Unmatched in Benefits and

Premium with the following

Comprehensive coverage and

Free extensions.

24 hours, Worldwide Protection.
All Accidental Injuries.
Strike, Riot and Civil Commotion.
Motor Cycling.
Murder and Assault.
Harmful Insects, Animal and Snake Bites.
Lightning, Floods, Earthquakes, Volcanic eruptions and other Natural Disasters.
Most Games, Sports and Hobbies.
Drowning and Food Poisoning.
Disappearance and Exposure.
Suffocation through smoke, fumes and Poisonous Gas.
Hijacking.

Plans and Benefit Schedule

BENEFITS	PLAN A (RM)	PLAN B (RM)	PLAN C (RM)	PLAN D (RM)
1. Double Indemnity	50,000	100,000	200,000	400,000
2. Accidental Death	25,000	50,000	100,000	200,000
3. Permanent Disablement	25,000	50,000	100,000	200,000
4. Medical Expenses (Accidental Only) i) Hospital Outpatient Treatment (excess RM 50) ii) Hospitalisation & Surgical Expenses	300 500	500 1,000	1,000 2,000	1,500 3,000
5. Daily Hospital income (maximum 100 days - excess 1 day)	25	50	100	150
6. ii) Temporary Total Disablement ii) Temporary Partial Disablement (Both on a weekly basis for a maximum of 104 weeks)	50 25	70 35	100 50	100 50
7. Death Whilst Overseas (except Singapore Brunei and Thailand)	1,500	2,000	3,000	5,000
8. Compassionate Death Allowance	1,000	1,500	2,000	3,000
9. Personal Liability	25,000	50,000	100,000	200,000
10. Renewal Bonus	5% per year for the next 5 years

Annual Premium

	PLAN A (RM)	PLAN B (RM)	PLAN C (RM)	PLAN D (RM)
Occupation Class 1	60	100	200	350
Occupation Class 2	80	130	250	400
Occupation Class 3	100	160	300	Decline
* Per Child (Age 3-18 and 23 if studying)	30	50	70	Decline

Annual Premium (For Individuals & Spouse)

	PLAN A (RM)	PLAN B (RM)	PLAN C (RM)	PLAN D (RM)
Class 1 + Class 1	100	180	350	650
Class 1 + Class 2	120	200	380	700
Class 1 + Class 3	140	230	450	Decline
Class 2 + Class 2	150	250	480	750
Class 2 + Class 3	170	270	500	Decline
Class 3 + Class 3	180	300	550	Decline

General Terms and Conditions

Persons between the ages of 18 to 65 can apply. Children from the age of 3 to 18 (23 If studying) can be covered however Benefits 1, 6, 9 and 10 are excluded. Children are entitled to only 50% of the other Benefits.
The premium rates stated are based on the assumption of normal occupational exposures and normal physical health.
The company reserves the right to review each proposal and premium rates will not he in force until the application has been accepted by us. Applicants can only select one (1) of the four (4) plans.

Additional Covers

(a) Yachting Scuba Diving	10% Loading
(b) Professional Sports / Games	10% Loading
(c) Martial Art or Self-Defence (excluding competition)	10% Loading
(d) Hunting	15% Loading
(e) Use of Woodworking machinery driven by machinery power	25% Loading

This brochure is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy.

For more information

Call Toll Free
Teleinsurance Call Centre 1 800 88 2121
or
Visit our Nearest Authorised Agents or POI Office

Head Office (Kuala Lumpur)
Branch Offices:
Johor Bahru Melaka Ipoh Penang Kuching Kuantan Kota Kinabalu

Business Centres:
Sungai Besi Sungai Petani

Pacific & Orient Insurance Co. Berhad (No. 12557-W)
11^th Floor, Wisma Bumi Raya
No 10, Jalan Raja Laut
50350 Kuala Lumpur, Malaysia
Teleinsurance: 1-800-88-2121
Telephone Number: 03 2698 5033 Fax Number : 03 2693 8145 (General)
Fax: 03 2692 6700 (Marketing) Fax: 03 2693 8490 (Finance) Fax: 03 2694 0936 (Claims)
Email: poi@pacific-orient.com