MOTOR INSURANCE
Insurance >> P&O Motor-Insurance
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(1) Motorcycle
FEATURES / TYPES OF COVER
COMPREHENSIVE
3RD PARTY
Own Damage
Loss or damage to own motor vehicle or its factory-fitted spare parts and accessories caused by:
1) Accidental collision or overturning
N/A
2) Lightning
N/A
3) Malicious acts
N/A
4) Fire, External Explosion, Self-Ignition
N/A
5) Theft
N/A
Liability to 3rd Party
1) Death or personal injury to any person
2) Damage to other property
Covers extends to include while the vehicle is
in transit by road, rail, inland waterway, lift or elevator,
or direct sea route between islands or Malaysia and the mainland.
(2) Additional Cover Options (May be provided subject to additional premium)
FEATURES / TYPES OF COVER
COMPREHENSIVE
3RD PARTY
- All riders
(3) Commercial Vehicle
FEATURES / TYPES OF COVER
COMPREHENSIVE
3RD PARTY
Own Damage
Loss or damage to own motor vehicle or its factory-fitted spare parts and accessories caused by:
1) Accidental collision or overturning
N/A
2) Lightning
N/A
3) Malicious acts
N/A
4) Fire, External Explosion, Self-Ignition
N/A
5) Theft
N/A
Liability to 3rd Party
1) Death or personal injury to any person
2) Damage to other property
Covers extends to include while the vehicle is
in transit by road, rail, inland waterway, lift or elevator,
or direct sea route between islands or Malaysia and the mainland.
(4) Additional Cover Options (May be provided subject to additional premium)
FEATURES / TYPES OF COVER
COMPREHENSIVE
3RD PARTY
- Excursion trip (buses only)
- One-way express (buses only)
(5) Private Car
FEATURES / TYPES OF COVER
COMPREHENSIVE
3RD PARTY
Own Damage
Loss or damage to own motor vehicle or its factory-fitted spare parts and accessories caused by:
1) Accidental collision or overturning
N/A
2) Lightning
N/A
3) Malicious acts
N/A
4) Fire, External Explosion, Self-Ignition
N/A
5) Theft
N/A
Liability to 3rd Party
1) Death or personal injury to any person
2) Damage to other property
Covers extends to include while the vehicle is
in transit by road, rail, inland waterway, lift or elevator,
or direct sea route between islands or Malaysia and the mainland.
(6) Additional Cover Options (May be provided subject to additional premium)
FEATURES / TYPES OF COVER
COMPREHENSIVE
3RD PARTY
- Flood
N/A
- Strike, riot & civil commotions
N/A
- All drivers
N/A
- Personal accident to other passengers
N/A
- Radio / cassette
N/A
- Car phone
N/A
- Legal liability to passengers
- Windscreen damage
N/A
Why should you insure with P&O?
Pacific & Orient Insurance Co. Berhad is one of the largest insurance companies in Malaysia.
This means what you insure, is always secure.
For more information
Call Toll-Free Teleinsurance Call Center @ 1-800-88-2121
or visit your nearest authorized agents or POI office.
Head Office: Kuala Lumpur
Branch Offices: Johor Bahru | Melaka |
Ipoh | Penang |
Kuching | Kuantan |
Kota Kinabalu
Business Centers: Sungai Besi | Sungai Petani
No-Claim Discount
A discount maybe allowed on the next renewal premium where no claim is pending or has been
made during the stipulated period:
(i) MOTORCYCLE & COMMERCIAL VEHICLE
Period Of Insurance.
PERIOD OF INSURANCE
DISCOUNT
After one (1) year free of claim
15 %
After two (2) consecutive years free of claim
20 %
After three (3) or more consecutive years free of claim
25 %
(ii) PRIVATE CAR
Period Of Insurance.
PERIOD OF INSURANCE
DISCOUNT
After one (1) year free of claim
25 %
After two (2) consecutive years free of claim
30%
After three (3) or more consecutive years free of claim
38 1/3 %
After four (4) consecutive years free of claim
45 %
After five (5) or more consecutive years free of claim
55 %
* This brochure is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy.
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