Drivers
Plan
A single policy with PERSONAL ACCIDENT and HOSPITALISATION benefits.
It covers private cars, taxis, vans, commercial vehicles and also motorcycles.
Protection - for yourself and passengers traveling in you vehicle at anytime.
6 Benefits in One Policy |
||
Benefit 1 |
Personal Accident |
|
| * Accidental Death | 100% | |
Benefit 2 |
Permanent Disablement or Loss of Sight |
|
| * loss of both hands or both feet * loss of sight of both eyes * loss of sight of one eye and one hand or one foot * total paralysis * loss of one hand or one foot * loss of sight of one eye |
100% 100% 100% 100% 50% 50% |
|
Benefit 3 |
Medical Expenses |
|
| Covers actual cost of medically necessary treatment and services provided including holitalisation as a result of any one accident. | ||
Benefit 4 |
Daily Hospital Income |
|
| A daily cash allowance is payable upon confinement in a hospital up to a maximum of 150 days per year subject to one day excess. | ||
Benefit 5 |
Surgical Expenses |
|
| Covers actual and reasonable cost of surgical operation as a result of any one accident. | ||
Benefit 6 |
Bereavement Expenses |
|
| Payable in the event of an accidental death for funeral expenses. | ||
| Benefits | Plan A RM |
Plan B RM |
Plan C RM |
Plan D RM |
| 1. Accidental Death | 5,000 | 10,000 | 20,000 | 30,000 |
| 2. Permanent Disablement | 5,000 | 10,000 | 20,000 | 30,000 |
| 3. Medical Expenses | 250 | 500 | 1,000 | 1,500 |
| 4. Daily Hospital Income (max 150 days - excess 1 day) |
25 | 50 | 100 | 150 |
| 5. Surgical Expenses | 500 | 1,000 | 2,000 | 3,000 |
| 6. Bereavement Expenses | 500 | 1,000 | 2,000 | 3,000 |
| Benefits | Plan A RM |
Plan B RM |
Plan C RM |
Plan D RM |
| Private Car / Taxi | 50 | 90 | 170 | 260 |
| Private Van | 70 | 130 | 250 | 380 |
| Each Additional Person (van only) Up to 2 persons including driver - coverage can be extended to 12 persons maximum subject to additional premium as below |
10 | 15 | 20 | 25 |
| Commercial Vehicle Up to 2 persons including driver |
50 | 90 | 170 | 260 |
| Motorcycle - Single Rider One person only - Registered owner or a named rider |
40 | 80 | ||
| Motorcycle - All Riders Two persons only - Any rider between the ages of 16 to 65 and one pillion |
60 | 130 |
Persons between the ages of 18 to 65 can apply for this plan. Occupants from the ages of 3 to 65 are covered however the ages of 3 to 15 are entitled to only 50% of the benefits specified.
The few exclusions are those related to disease, bacterial infections, suicide, military, war, pregnancy, illegal acts and AIDS.
| This brochure is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy. |
Call Toll Free
Teleinsurance Call Centre 1
800 88 2121
or
Visit our Nearest Authorised Agents or POI Office
Head
Office (Kuala Lumpur)
Branch Offices:
Johor Bahru Melaka
Ipoh Penang
Kuching Kuantan
Kota Kinabalu
Business Centres:
Sungai Besi Sungai Petani
Copyright ©
2001 by Pacific & Orient Berhad
Company Privacy
Statement
Pacific & Orient Insurance Co. Berhad
(No. 12557-W)
11th Floor, Wisma Bumi Raya
No 10, Jalan Raja Laut
50350 Kuala Lumpur, Malaysia
Teleinsurance: 1-800-88-2121
Telephone Number: 03 2698 5033 Fax Number : 03 2693 8145 (General)
Fax: 03 2692 6700 (Marketing) Fax: 03 2693 8490 (Finance) Fax: 03 2694 0936
(Claims)
Email: poi@pacific-orient.com